A bailout that does not remove the mandates that banks issue bad loans is worse than no bailout at all. It just guarantees that when this happens again, next time it'll be even bigger.

How about repealing the Community Reinvestment Act, at the very least pending an investigation?

How about instead of banning corporate parachutes, we ban subprime mortgages entirely? How about phasing in requirements for a 10% down payment, minimum? (And make these clauses airtight; I don't care how ethnic you are, pony up the dough or GTFO.) Both of these are actually fairly bad ideas for various reasons, but I think both would be better than this bill's policy of transfusing blood into a bleeding patient and declaring victory!